Hello, Chat Friends —
Our next chat session will take place on Wednesday, December 27 at:
3:00 p.m. Hawaii Time
5:00 p.m. Pacific Time
6:00 p.m. Mountain Time
7:00 p.m. Central Time
8:00 p.m. Eastern Time

Dial our newly assigned phone number (319) 527-3511. Then, at the prompt, enter access code 865672#

 

Are you shopping online for holiday gifts? Please don’t forget to register with the charitable arm of Amazon.com. Go to smile.amazon.com and identify the APBD Research Foundation as your charity of choice. Then, when you want to shop on Amazon, go in via smile.amazon.com. Your shopping experience will be exactly like normal. However, with no expense to you, a donation will be made to our research foundation.

 

Best always,
Harriet

P.S. Have you thought about end-of-year charitable donations? If the US Congress passes tax code changes for Tax Year 2018, most of us will lose the ability to take charitable contribution deductions. Here’s an idea to consider if your budget allows: Donate now to the APBDRF so you get a benefit you may lose if you wait to act til 2018.

I’m no tax expert, but here’s something else I’ve been told. If you’d like to make a large gift, consider donating to the APBDRF appreciated stocks or mutual fund shares that you’ve owned for more than one year. This is a tax-time “twofer.” First, you get to deduct the fair market value of the stocks on the day you donate them. Plus, you avoid capital gains tax on those shares.